01Exposure
What is covered, where and when.
Covered parcels, crop and peril, with the observation window your contract defines.
Cover window1 March to 31 May9 covered parcels, durum wheat
Connect coverage
with the season.
Read the risk of each parcel before you write cover, follow the season against your index, and settle the cases where the index and the field disagree.
AgroConform WorkspaceCover portfolio / Spring 2026 / Durum wheat
Durum wheatCover window: 1 March to 31 May
Rainfall index
CropDurum wheat
PerilRainfall deficit
Field reports3
Index, week 14Below the trigger
Field report, parcel 12Canopy still holding
Before coverRisk on the map,
Risk on the map,
parcel by parcel.
Before you write cover, read each parcel: where water collects, where crops have struggled in past seasons and where the ground makes a bad year worse.
ConformScore
AgroConform WorkspaceRisk / Insured parcels / Before cover
In flood-prone parcels3 parcels, 41 of 118 haCover that one heavy storm would test at once.
Parcel 08, durum wheat, 7.4 ha
64/ 100Moderate
Production52
Management71
Diversification60
Market66
Financial68
FloodLow ground beside the channel, water seen by radar in 2 of the last 5 winters
Water stressModerate: 1 dry spring in the last 5
Vegetation historyClose to the area’s usual curve in 4 of 5 seasons
Soil and slopeDeep soil, gentle slope
Price the parcel, not the region.
Two neighbouring fields can carry very different risk. Each reading is made for one parcel, from its own ground, water and history.
See where cover piles up.
Switch to flood or water stress and see how much of your book sits on the same low ground or the same dry slope.
Explained, never decided for you.
ConformScore shows its five components and the hazards behind them. It is one input to your underwriting; your terms and your underwriter decide.
WorkspaceFour layers.
Four layers.
One parcel.
Exposure, index and field reports sit on the same map, so the difference between them shows up before a case is closed.
02Index
What the index says.
The rainfall or vegetation index for the same window, with its source and any revision.
Rainfall index, mm per week
SourceStation network, revised
Weeks below trigger4
03Field
What the field reports.
Reports and photos sent from Andika on the covered parcels, each tied to its parcel and date.
Andika, 14 April3 photos, parcel 12Tied to the parcel and the date it was taken.
04Difference
Where they disagree.
Parcels where the index and the field point in different directions are flagged before anyone closes the case.
Index and field disagree2 parcels to review
TriageTriage the gap.
Triage the gap.
Then decide.
A disagreement becomes a short task: the evidence that would close it, the person who reviews it and the date it is due.
AgroConform WorkspaceReview queue / Spring 2026
Cases to triage3
ParcelRainfall indexFieldNext evidence
Parcel 12Below the triggerCanopy holdingField visit
Parcel 31AboveLoss reportedPhotos, station check
Parcel 08Below the triggerLoss reportedConsistent
Parcel 12
GapIndex low, canopy normal
ReviewerAssessor
Due5 days
Decision
StatusWith assessor
ReasonRequired
Basis risk, visible early.
See where the index and the field part ways while there is still time to check.
Evidence named, not implied.
Each case says which observation, photo set or station check would settle it.
Your assessor decides.
Cover, triggers and claims stay with you, under your own terms.
My cover
Rainfall since 1 March118 mmUsual by this date: 176 mm
Report sent, 14 April3 photos, parcel 12With your insurer
PolicyholderThe farmer sees
The farmer sees
the same window.
In Andika, policyholders follow rainfall against their cover and report a loss from the parcel, in Arabic, Darija or French. The report reaches you already tied to the parcel and the window.